
How a shilling travels
Giving you can follow all the way to the receipt
You are not in the room where the need was announced, so MyUmmah does the checking for you. Nothing here is a promise about intentions. It is what the platform refuses to do until a document is on file.
Step one, the campaign
One need, not a general appeal
Feed the students for a term. Clear the electricity bill. Sink a well. A campaign names the thing it is for and what it costs, so there is something definite to hold it to afterwards.
- What the money is for, in one line
- A real figure, set before collection starts
- The institution asking, named on the page
Step two, verification
Checked before a single shilling moves
We ring the number, look at the photographs of the place and the people, and check the payout account against the name we verified. An organisation is paid into its own account, never an officer's. Registration papers strengthen the case where they exist.
- Registration verified against URSB, the NGO Bureau or UMSC
- Imam, treasurer and chairman all on record
- Payout account in the institution's name, never a person's
Step three, release
The money leaves in stages
A funded campaign is not handed over in one lump. A first tranche is released so work can start, and the rest waits behind it. An institution's very first payout is held and reviewed by a person before it goes anywhere.
In tranches
Never one unaccountable lump sum
First payout held
Reviewed by a person, not a script
Step four, proof of use
No receipts, no more money
Before the next tranche moves, the institution submits receipts and photographs for the money it has already spent, and our team checks them. Miss the window and the campaign is publicly marked as awaiting proof, on its own page, where anyone can see it.
What proof of use looks like
A receipt, not a reassurance
Before the next release moves, the institution files what it actually spent. Our team checks it against the tranche. These are the kinds of document that come back.


Now go and find someone to help
Every campaign collecting on MyUmmah has been through all four of these steps.